Financial Services
We take the time to understand each client’s long-term goals and dreams coupled with their current financial circumstances. We use this knowledge, combined with the vision of where the client would like to be, and tailor a detailed financial plan to help each client live an abundant life.
This complete, whole life financial planning process includes:
Plan Design #1
This is a great example of what you do not want. May as well pay the taxes, this simply cost’s too much. This is a classic 15% Profit Sharing Plan or could be a SEP.
Plan Design #2
Now this is much better. Here the employee cost is much less than the taxes you would pay. Note that 90% of the money goes to the owners!
Plan Design #3
Now were talking! This is a Cash Balance Plan added to the Profit Sharing/401k plan. We have now been able to accomplish some serious tax deferral. Over 96% of these dollars are going to owners.
